The Indiana Department of Homeland Security says eligible counties and municipalities can receive technical help evaluating and documenting damaged residential and commercial structures in regulated floodplains. A structure is generally considered substantially damaged when restoring it would cost at least 50 percent of its pre-damage market value, although a local ordinance may use another threshold.
Property owners can call 833-495-9888 Monday through Friday from 9 a.m. to 6 p.m. for explanations of the assessment process, general permitting and rebuilding questions, next steps, and connections to local officials or recovery resources. The assistance line does not make substantial-damage determinations; local governments retain that responsibility under their floodplain ordinances.
The same state notice says the FEMA Individual Assistance application deadline for survivors in designated counties is October 25, 2026. The release does not state a closing clock time, so applicants should verify the deadline through DisasterAssistance.gov or FEMA at 1-800-621-3362 rather than assuming a time. The new state program provides assessment guidance and does not itself promise repair funding.