A federal disaster declaration requested by Connecticut now makes low-interest U.S. Small Business Administration loans available for qualifying flood losses in Fairfield County and the neighboring counties of New Haven and Litchfield. The declaration covers damage from the September 13, 2026 flash flooding and applies to eligible residents, businesses and nonprofit organizations in those counties.
The published limits are up to $500,000 for a homeowner to repair a primary residence, up to $100,000 for homeowners or renters to replace damaged personal property, and up to $2 million for a business to replace real property, inventory, machinery, equipment or other physical losses. Businesses and nonprofits may also seek up to $2 million in economic-injury financing for working capital while normal operations resume. Each figure is a maximum, not a promised award.
Applications can be filed through the MySBA Loan Portal. The temporary Disaster Loan Outreach Center at Bridgeport’s Margaret E. Morton Government Center, 999 Broad Street, is scheduled to operate weekdays from 9 a.m. to 5 p.m. and Saturdays from 9 a.m. to 1 p.m., with 9 a.m. to 4 p.m. hours on October 20 and 21; the state says the center is expected to close permanently at 4 p.m. on October 21.
The deadline for physical-damage applications is December 1, 2026. The deadline for economic-injury applications is July 2, 2027. The state notice does not publish a clock time for either cutoff, so applicants should use the SBA portal or contact the SBA Disaster Customer Service Center rather than assume an end-of-day deadline.