2025 HUD Income Guidelines by Family Size | Finally Home

What this means

A factual summary is pending editorial review. The complete official release is reproduced below with issuer attribution and a direct link to the original publication.

Official release

Source material from Illinois State Treasurer. The wording below is the issuer’s statement.

2025 HUD Income Guidelines by Family Size

Borrower Information

Borrower’s Guarantee Application

Lender Application

Lender Usage Form

Mortgage Loan Guarantee for Lenders

Lender Guidelines

HUD Income Limits

This chart shows 2025 HUD median family income data used to help determine income eligibility based on household size and location.

County

1 Person

2 Person

3 Person

4 Person

5 Person

6 Person

7 Person

8 Person

Adams

$70,575

$80,700

$90,750

$100,800

$108,900

$117,000

$125,025

$133,125

Alexander

$63,375

$72,308

$81,450

$90,450

$97,725

$104,925

$112,200

$119,400

Bond

$69,150

$79,050

$88,950

$98,775

$106,725

$114,600

$122,550

$130,425

Boone

$69,225

$79,125

$89,025

$98,850

$106,800

$114,675

$122,625

$130,500

Brown

$75,075

$85,800

$96,525

$107,175

$115,800

$124,350

$132,900

$141,525

Bureau

$69,825

$79,800

$89,775

$99,750

$107,775

$115,725

$123,750

$131,700

Calhoun

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Carroll

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Cass

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Champaign

$81,225

$92,850

$104,475

$116,025

$125,325

$134,625

$143,925

$153,225

Christian

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Clark

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Clay

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Clinton

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Coles

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Cook

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Crawford

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Cumberland

$69,825

$79,800

$89,775

$99,750

$107,775

$115,725

$123,750

$131,700

De Witt

$68,625

$78,375

$88,200

$97,950

$105,825

$113,625

$121,500

$129,300

DeKalb

$77,250

$88,350

$99,375

$110,400

$119,250

$128,100

$136,950

$145,800

Douglas

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

DuPage

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Edgar

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Edwards

$67,875

$77,550

$85,725

$96,900

$104,700

$112,425

$120,225

$127,950

Effingham

$72,450

$82,800

$93,150

$103,425

$111,750

$120,000

$128,250

$136,575

Fayette

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Ford

$72,600

$82,950

$93,300

$103,650

$111,975

$120,300

$128,550

$136,875

Franklin

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Fulton

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Gallatin

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Greene

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Grundy

$86,850

$99,225

$111,600

$123,975

$133,950

$143,850

$153,750

$163,650

Hamilton

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Hancock

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Hardin

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Henderson

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Henry

$74,250

$84,900

$95,475

$106,050

$114,600

$123,075

$131,550

$140,025

Iroquois

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Jackson

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Jasper

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Jefferson

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Jersey

$84,375

$91,950

$108,525

$120,525

$130,200

$139,875

$149,475

$159,150

Jo Daviess

$73,500

$84,000

$94,500

$105,000

$113,400

$121,800

$130,200

$138,600

Johnson

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Kane

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Kankakee

$69,150

$79,050

$88,950

$98,775

$106,725

$114,600

$122,550

$130,425

Kendall

$93,975

$107,400

$120,825

$134,250

$145,050

$155,775

$166,500

$177,225

Knox

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

La Salle

$68,925

$78,750

$88,575

$98,400

$106,275

$114,150

$122,025

$129,900

Lake

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Lawrence

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Lee

$74,775

$85,500

$96,150

$106,800

$115,350

$123,900

$132,450

$141,000

Livingston

$70,275

$80,325

$90,375

$100,350

$108,450

$116,475

$124,500

$132,525

Logan

$71,400

$81,600

$91,800

$102,000

$110,175

$118,350

$126,525

$134,700

Macon

$68,325

$78,075

$87,825

$97,575

$105,450

$113,250

$121,050

$128,850

Macoupin

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Madison

$84,375

$96,450

$108,525

$120,525

$130,200

$139,875

$149,475

$159,150

Marion

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Marshall

$75,900

$86,700

$97,575

$108,375

$117,075

$125,775

$134,400

$143,100

Mason

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Massac

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

McDonough

$69,450

$79,350

$89,250

$99,150

$107,100

$115,050

$123,000

$130,950

McHenry

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

McLean

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Menard

$83,475

$95,400

$107,325

$119,175

$128,775

$138,300

$147,825

$157,350

Mercer

$74,250

$84,900

$95,475

$106,050

$114,600

$123,075

$131,550

$140,025

Monroe

$84,375

$96,450

$108,525

$120,525

$130,200

$139,875

$149,475

$159,150

Montgomery

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Morgan

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Moultrie

$70,575

$80,700

$90,750

$100,800

$108,900

$11,700

$125,025

$133,125

Ogle

$74,100

$84,675

$95,250

$105,825

$114,300

$122,775

$131,250

$139,725

Peoria

$75,900

$86,700

$97,575

$108,375

$117,075

$125,775

$134,400

$143,100

Perry

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Piatt

$81,225

$92,850

$104,475

$116,025

$125,325

$134,625

$143,925

$153,225

Pike

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Pope

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Pulaski

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Putnam

$76,575

$87,525

$98,475

$109,350

$118,125

$126,900

$135,600

$144,375

Randolph

$68,400

$78,150

$87,900

$97,650

$105,525

$113,325

$121,125

$128,925

Richland

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Rock Island

$74,250

$84,900

$95,475

$106,050

$114,600

$123,075

$131,550

$140,025

Saline

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Sangamon

$83,475

$95,400

$107,325

$119,175

$128,775

$138,300

$147,825

$157,350

Schuyler

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Scott

$69,150

$79,050

$88,950

$98,775

$106,725

$114,600

$122,550

$130,425

Shelby

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

St. Clair

$84,375

$96,450

$108,525

$120,525

$130,200

$139,875

$149,475

$159,150

Stark

$75,900

$86,700

$97,575

$108,375

$117,075

$125,775

$134,400

$143,100

Stephenson

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Tazewell

$75,900

$86,700

$97,575

$108,375

$117,075

$125,775

$134,400

$143,100

Union

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Vermilion

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Wabash

$69,300

$79,200

$89,100

$99,000

$106,950

$114,900

$127,275

$130,725

Warren

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Washington

$77,550

$88,650

$99,750

$110,775

$119,700

$128,550

$137,400

$146,250

Wayne

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

White

$67,500

$77,100

$86,775

$96,375

$104,100

$111,825

$119,550

$127,275

Whiteside

$67,725

$77,400

$87,075

$96,750

$104,550

$112,275

$120,000

$127,725

Will

$92,700

$105,900

$119,175

$132,375

$143,025

$153,600

$164,175

$174,750

Williamson

$69,000

$78,900

$88,725

$98,550

$106,500

$114,375

$122,250

$130,125

Winnebago

$69,225

$79,125

$89,025

$98,850

$106,800

$114,675

$122,625

$130,500

Woodford

$75,900

$86,700

$97,575

$108,375

$117,075

$125,775

$134,400

$143,100

Need help buying, refinancing, or keeping your home?

The Illinois State Treasurer’s Finally Home program may help Illinois residents purchase or refinance a home through a participating lender. The program may also help homeowners avoid foreclosure.

Email finallyhome@illinoistreasurer.gov to learn more.

Release text attributed to Illinois State Treasurer. Consult the official publication for any subsequent corrections or updates.